Hi I am 18 and i want to open a new bank account, i already have one in Corporation but i want some good ones like ICICI or HDFC. Both banks are located near my area, so want to know which one is better. Are their any good schemes or stuff like that? I have heard some money gets deducted from your bank account every year, is that true/? I might need a DEBIT CARD ( for fun) so which one provides free debit card and free transcations through them. So which one should i go for??